Get more from your health plan
We want you to use your benefits – really! We mean it. Choosing your plan is just the first step. How you use it can make a big difference. And you can start by thinking of health insurance in a whole new way. Don’t just use it when you’re sick. Your plan pays 100% for care to help you avoid or uncover little health problems before they become big ones. It connects you to thousands of hospitals and doctors – including some who will pick up the phone at 3 a.m. to help you nip a sore throat in the bud! With HCT, you also get on- and off-line health and wellness programs, plus other convenient resources to get you started or keep you on the path to good health.